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Mahatma Gandhi Bunkar Bima Yojana
The Mahatma Gandhi Bunkar Bima Yojana was subsequently reorganised, and the updated program—now known as the Mahatma Gandhi Bunkar Yojana was launched in 2005. Under this programme, the government offers handloom weavers a variety of facilities. The goal of this plan is to assist weavers by offering financial assistance and setting up programmes to help them hone their skills.
Aim of Mahatma Gandhi Bunkar Bima Yojana
The Mahatma Gandhi Bunkar Bima Scheme’s primary goal is to give handloom weavers life security through insurance. The weavers and their families receive financial support from this insurance programme to help them through a difficult time. In the event of an unavoidable death, a natural death, or a permanent handicap, the weavers may be entitled to the full insurance payment.
Implementation of Mahatma Gandhi Bunkar Bima Yojana
The Life Insurance Company of India (LIC) handles the insurance for weavers. The total yearly premium for this insurance is 470 rupees, of which the central government will contribute 290, the LIC will contribute 100, and the beneficiary will pay the remaining 80.
Vision of Government
The Mahatma Gandhi Bunkar Bima Scheme was established by the government to carry out its aim for the welfare of handloom weavers throughout the nation. In order to effectively administer the policy, the Indian government, through the Ministry of Textile, regularly organises awareness programmes including seminars, webinars, and camps in collaboration with Weaver’s Service Centres (WSCs).
These initiatives are set up to broaden the scope of the scheme’s beneficiaries and effectively carry it out on the ground. In addition, the government hosts Hastkala Sahyog events in collaboration with state governments to inform weavers about the programme.
Eligibility of Weaver
Every handloom weaver in India who is between the ages of 18 and 59 and is a citizen is entitled to receive benefits from the programme, whether they are male or female.
Benefits of Mahatma Gandhi Bunkar Bima Yojana
The incentives offered to handloom weavers under this programme are as follows:
- A benefit of 60,000 rupees is granted to the weaver’s family or designated beneficiary in the event of a natural death.
- A payment of 1,50,000 rupees must be made in the event of an accident.
- In the event of permanent impairment, 1.50.000 rupees must be given.
- In the event of a severe illness or partial incapacity, 75,000 rupees.
- The children of handloom weavers are also given financial aid and scholarship benefits under this programme, enabling them to complete their education without financial constraints.
How to Claim the Insurance Amount?
- The beneficiary’s original death certificate as well as a certificate signed by a gazetted medical official in the event of total incapacity must be provided to the nodal organisation responsible for the scheme.
- The LIC then verifies this application when it has been forwarded there.
- Following the verification, LIC sends the beneficiary account payee checks.
- The documents are also needed for the police verification report.
Key Points of Mahatma Gandhi Bunkar Bima Yojana
- Through Direct Benefit Transfer (DBT), the LIC pays claimants’ payouts directly into their bank accounts.
- The “Mahatma Gandhi Bunkar Bima Yojana” also offers financial aid to the kids of parents who qualify.
- To encourage enrollment in the insurance policies, the Ministry of Textiles routinely hosts awareness campaigns and camps through its Weavers’ Service Centres (WSCs).