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Lakhpati Didi Scheme, Target, Benefits

Context: Recently, Union Finance Minister Nirmala Sitharaman announced expansion of the Lakhpati Didi Scheme training target from 2 crores to 3 crores.

About Lakhpati Didi Scheme

  • Launched: August 15, 2023
  • Goal: Train 3 crore women in self-help groups (SHGs) (extended in recent interim budget)
  • Target: Sustainable income of Rs 1 lakh+ per household per year
  • Method: Multiple livelihood activities + value chain interventions
  • Training: Skills like plumbing, LED bulb making, drone operation, tailoring, weaving.
  • Support: Opportunities to earn income using acquired skills.
  • Implementation: DAY-NRLM (Deendayal Antyodaya Yojana-National Rural Livelihoods Mission) with a “whole-of-government” approach for rural economic transformation.

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Lakhpati Didi Scheme Overview

Aspect Details
Objective Empower women in rural areas through entrepreneurship and skill development.
Target Increase beneficiaries from 2 crore to 3 crore women.
Skill Development Training provided in plumbing, tailoring, weaving, LED bulb making, drone operation, and repair.
Income Goal Sustainable income of at least ₹1 lakh per annum.
Eligibility Active members of self-help groups.
Required Documents Domicile certificate, Aadhar card, ration card, proof of income, bank details.
Application Process Obtain information and forms from local Anganwadi centres.
Impact Nearly 1 crore women empowered, with achievements recognized and honored.
Strategic Focus Interim Budget emphasizes empowering marginalized sectors, including women, youth, farmers, and poor.

Objectives of Lakhpati Didi Scheme 

  • Empowerment: The primary goal is to empower women by providing them with opportunities to become financially self-sufficient.
  • Skill Development: The scheme offers training in various skills such as plumbing, tailoring, weaving, LED bulb making, drone operation, and repair to equip women with the necessary skills for entrepreneurship.
  • Income Generation: Women are encouraged to start micro-enterprises that enable them to earn a sustainable income of at least ₹1 lakh per annum, thereby improving their economic status.
  • Expansion: The budget proposes to increase the number of beneficiaries under the scheme from 2 crore to 3 crore, reflecting the government’s commitment to broader inclusion and empowerment.

Eligibility Criteria 

  • Participants must be active members of self-help groups.
  • Required documents include a domicile certificate, Aadhar card, ration card, proof of income, and bank details.

Application Process 

  • Women interested in participating in the Lakhpati Didi Scheme should be part of self-help groups.
  • Additional information and application forms can be obtained from local Anganwadi centres.

Impact and Recognition 

  • Nearly 1 crore women in rural areas have already benefited from the scheme, demonstrating its effectiveness in empowering women and fostering self-reliance.
  • The achievements of women participants are recognized and honored, serving as inspiration for others and fostering a culture of entrepreneurship and empowerment in rural communities.

Strategic Focus of the Interim Budget 

  • The Interim Budget of FY 2024-25 demonstrates a strategic focus on empowering marginalized sections of society, including women, youth, farmers, and the poor.
  • By targeting these core sectors, the government aims to promote inclusive growth and development, laying the foundation for a more prosperous and equitable society.


  • The Lakhpati Didi Scheme represents a significant step towards empowering women in rural India and fostering economic independence.
  • Through skill development, income generation, and broader inclusion, the scheme contributes to the government’s vision of creating a more self-reliant and prosperous nation.
  • The expansion of the scheme in the Interim Budget underscores the government’s commitment to women’s empowerment and inclusive development.

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What is the Lakhpati Didi scheme?

The primary goal of this scheme is to support economically disadvantaged women providing them with a loan of INR 5 lakh without interest.

What is the Lakhpati SHG scheme?

The scheme aims to empower women and transform Self-Help Groups (SHGs) into sustainable income-generating producer organizations.

Which state started Lakhpati Didi scheme?

It was launched on 23 December 2023 by newly formed BJP government in Rajasthan state.

About the Author

I, Sakshi Gupta, am a content writer to empower students aiming for UPSC, PSC, and other competitive exams. My objective is to provide clear, concise, and informative content that caters to your exam preparation needs. I strive to make my content not only informative but also engaging, keeping you motivated throughout your journey!

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