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What are Digital banking units (DBU)? | Know all about it | Digital Banking – Free PDF Download

 

  • A digital banking unit is a specialized fixed point business unit or hub housing certain minimum digital infrastructure for delivering digital banking products and services.
  • It will operate under retail banking division of the banks and will deliver new digital products and services and service existing financial products as well.
  • Commercial banks (other than regional rural banks, payment banks and local area banks) with past digital banking experience are permitted to open DBUs in tier 1 to tier 6 centres

Products offers by Digital Banking Units

  • Liability Products and Services
  • Assets Products and Services
  • Digital Service

Benefits of Digital Banking Units

  • Financial Inclusion
  • Light Banking Approach
  • Improve financial Literacy

 

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